Terms and Conditions

These Terms of Use (“Terms”) apply to your access to and use of gregorybritten.info (the “Site”). The Site is operated by RiverOak Stack LLC (“we,” “us,” or “our”). By accessing, browsing, or using the Site, you agree to these Terms. If you do not agree, do not use the Site.

Eligibility. The Site is intended for users who are at least 13 years old. If you are under 18, you represent that you have permission from a parent or legal guardian to use the Site and that they agree to these Terms on your behalf.

Changes to the Terms

We may update these Terms from time to time. When we do, we will post the revised Terms on the Site. Changes take effect when posted. Your continued use of the Site after an update is posted means you accept the updated Terms.

If you do not agree to a revision, your remedy is to stop using the Site.

Informational Purpose Only

The Site provides general informational and educational content. Content may include summaries, commentary, examples, and references to other resources. We do not guarantee that any content is complete, accurate, or current.

No professional advice. The Site does not provide medical, legal, financial, tax, or other professional advice. Nothing on the Site should be considered a substitute for advice from qualified professionals who understand your specific circumstances. If you need professional guidance, consult an appropriate professional.

You are solely responsible for how you use the content and for any decisions you make based on it.

Intellectual Property

Unless otherwise stated, the Site and its content (including text, articles, graphics, and the overall selection and arrangement of content) are owned by RiverOak Stack LLC and/or its licensors and are protected by intellectual property laws.

We grant you a limited, revocable, non-exclusive, non-transferable license to access and use the Site for your personal, non-commercial use, subject to these Terms.

Restrictions

Except as permitted by applicable law or with our prior written consent, you may not:

Copy, reproduce, republish, distribute, or publicly display Site content beyond personal use.
Scrape, crawl, harvest, or collect content or data from the Site using automated means (bots, scrapers, spiders, scripts, or similar tools).
Mirror, frame, or embed substantial portions of the Site on another site or service.
Create derivative works from Site content or compile Site content into databases for commercial or automated use.
Remove, obscure, or alter proprietary notices (copyright, trademark, attribution, or similar).

Acceptable Use

You agree to use the Site lawfully and not to interfere with the Site’s security, integrity, or performance. You also agree not to attempt to access any non-public areas of the Site or related systems.

Prohibited activities include:

Using the Site for unlawful, fraudulent, or deceptive purposes.
Uploading, transmitting, or distributing malware, spyware, ransomware, or other harmful code.
Attempting to bypass or defeat access controls, authentication, or security features.
Probing, scanning, or testing the vulnerability of the Site or its hosting environment without authorization.
Disrupting the Site by flooding requests, spamming, or attempting denial-of-service attacks.
Sending unsolicited promotions or repetitive messages, including automated postings.
Harassing, threatening, or abusing others, or encouraging harmful conduct.
Automated collection or extraction of content at scale without our prior written permission.

Third-Party Links and Services

The Site may contain links to third-party websites or services. These links are provided for convenience and informational purposes only. We do not control third-party sites and are not responsible for their content, availability, policies, or practices.

Your use of third-party websites or services is at your own risk and subject to the third party’s terms and privacy policies.

Advertising and Affiliate Disclosure

The Site may display advertisements and may include affiliate links. If you click an affiliate link and make a purchase, we may earn a commission at no additional cost to you.

We provide these disclosures to be transparent. We do not guarantee any third-party product or service, and you should evaluate any offering independently.

Disclaimer of Warranties

To the maximum extent permitted by law, the Site and all content and services provided through it are offered on an “as is” and “as available” basis. We disclaim all warranties of any kind, express, implied, or statutory, including implied warranties of merchantability, fitness for a particular purpose, non-infringement, accuracy, and availability.

We do not warrant that the Site will be uninterrupted, secure, or error-free, or that the Site is free of harmful components. You are responsible for safeguarding your device and data.

Limitation of Liability

To the fullest extent permitted by law, RiverOak Stack LLC and its owners, employees, contractors, and agents will not be liable for any indirect, incidental, special, consequential, exemplary, or punitive damages, or for any loss of profits, revenue, data, goodwill, or other intangible losses, arising out of or related to your use of (or inability to use) the Site.

To the extent liability cannot be excluded under applicable law, our total aggregate liability for all claims arising out of or relating to the Site or these Terms will not exceed US$100 or the amount you paid us (if any) to use the Site in the twelve (12) months before the event giving rise to the claim, whichever is greater.

Indemnification

You agree to indemnify, defend, and hold harmless RiverOak Stack LLC and its owners, employees, contractors, and agents from and against claims, liabilities, damages, judgments, losses, and expenses (including reasonable attorneys’ fees) arising out of or related to:

Your access to or use of the Site;
Your violation of these Terms;
Your violation of any law or the rights of any third party; or
Your misuse of the Site or its content.

Termination

We may restrict, suspend, or terminate your access to the Site if we reasonably believe you have violated these Terms or if your use creates risk to the Site, other users, or us. Where permitted, we may take such action with or without notice.

Provisions that by their nature should survive termination (including intellectual property, disclaimers, limitation of liability, indemnification, and governing law) will survive.

Governing Law and Venue

These Terms are governed by the laws of the Commonwealth of Pennsylvania, United States, without regard to conflict-of-law principles.

You agree that any dispute arising out of or relating to these Terms or the Site will be brought exclusively in the state or federal courts located in or for Philadelphia, Pennsylvania, and you consent to personal jurisdiction and venue in those courts.

Severability; Entire Agreement; No Waiver

Severability. If any provision of these Terms is held unenforceable, the remaining provisions will remain in full force and effect.

Entire agreement. These Terms constitute the entire agreement between you and us regarding your use of the Site and supersede any prior agreements or understandings on the same subject.

No waiver. Our failure to enforce any right or provision of these Terms will not be considered a waiver of that right or provision.